If you’re looking to fly business class for the price of economy in 2025, Air Canada’s Aeroplan program is one of the best tools in the game. This updated guide covers every credit card and hotel partner that lets you transfer points to Aeroplan, including current transfer ratios, timing, and insider tips to stretch your miles even further.
What Points & Miles Transfer to Aeroplan? (2025 Guide)
Air Canada’s Aeroplan program is one of the most valuable credit card transfer partners in the world of award travel.
With a huge list of partner airlines, a reasonable award chart, and transfer partnerships with Chase, Capital One, and American Express, it gives credit card holders a lot of flexibility when booking award flights.
In this guide, we’ll cover all the ways to transfer points to Aeroplan, the best cards for earning them, and tips for getting the most out of your redemptions.
Full Aeroplan Transfer Partners List
| Program | Transfer Ratio | Transfer Time | Notes |
|---|---|---|---|
| American Express Membership Rewards® (US) | 1,000 MR points = 1,000 Aeroplan points | Usually instant (up to 48 hrs) | No transfer fee |
| Barclays Arrival® World Elite Mastercard® (US) | 8,500 miles = 5,000 Aeroplan points | Varies | Poor value; not available for new applications |
| Capital One (US) | 1,000 miles = 1,000 Aeroplan points | Usually instant (up to 48 hrs) | Applies to Venture and Spark Miles cards |
| Chase Ultimate Rewards® (US) | 1,000 UR points = 1,000 Aeroplan points | Next business day (up to 7 days) | Available on Sapphire, Ink Preferred, etc. |
| Marriott Bonvoy™ | 3 Bonvoy points = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | 5,000 bonus Aeroplan points for every 60,000 Bonvoy points transferred |
| Hilton Honors | 10,000 Hilton points = 1,000 Aeroplan points | Within 24 hrs (up to 72 hrs) | Poor value, not generally recommended |
| ALL – Accor Live Limitless | 2 ALL points = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | |
| Best Western® Rewards | 5 BWR points = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | |
| Choice Privileges | 5 Choice points = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | |
| Coast Rewards | 1 Coast point = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | One of the few hotel programs with 1:1 ratio |
| IHG® One Rewards | 5 IHG points = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | |
| Shangri-La Golden Circle Award | 1 GC point = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) | |
| Wyndham Rewards | 5 Wyndham points = 1 Aeroplan point | Within 24 hrs (up to 72 hrs) |
Credit Card Transfer Partners
Chase Ultimate Rewards → Aeroplan Transfer
Chase points are among the easiest to earn thanks to a wide range of credit cards and no lifetime sign-up bonus restrictions (unlike Amex).
- Chase 5/24 Rule: Business cards don’t count toward 5/24, so if you have multiple businesses with EINs, you can rack up points quickly.
- Transfer Ratio: 1:1 to Aeroplan
- Transfer Time: Usually instant, but can take up to 1 business day
American Express Membership Rewards → Aeroplan Transfer
- Lifetime Rule: Most Amex cards have a once-per-lifetime bonus, but targeted mail offers with unique codes can bypass this.
- Example: I’ve earned multiple Amex Business Platinum bonuses through mailed offers.
- High Bonus Potential: Some offers go as high as 250,000 MR points for $20,000 spend in 3 months—enough for two roundtrip business class tickets to Europe on Aeroplan.
- Amex Membership Rewards transfer to Aeroplan at a 1:1 ratio.
Capital One Miles → Aeroplan Transfer
Capital One calls their rewards miles, but they function like flexible points.
- Transfer Ratio: 1:1 to Aeroplan
- Best Card: Venture X earns 2x on all purchases, making it great for people who don’t want to track category bonuses.
- Drawback: Limited card lineup and modest welcome bonuses; bonuses can only be earned once every 48 months.
Barclays Arrival Miles → Aeroplan Transfer
- Transfer Ratio: 8,500 miles = 5,000
- Not available for new applicants—only via product change.
Best Credit Cards for Earning Aeroplan Points
While Air Canada offers a co-branded Aeroplan credit card through Chase, most travelers are better off earning flexible points (Chase Ultimate Rewards, Amex Membership Rewards, or Capital One Miles) that can transfer to Aeroplan and other partners.
The Aeroplan card makes sense only if you:
- Fly Air Canada frequently
- Want a free first checked bag
- Are chasing Aeroplan Elite Status
Otherwise, focus on cards that give you more redemption flexibility.
American Express Membership Rewards
- Amex® Gold Card – 4x points at restaurants and U.S. supermarkets (up to $25,000 per year, then 1x).
- Amex Business Platinum – Targeted offers up to 250,000 points after $20,000 spend in 3 months during promotions.
- Amex Platinum Card® (Personal) – Up to 175k signup bonuses during targeted offers. Start with the Gold before the Platinum to maximize bonuses (lifetime rule applies to personal cards but not business cards).
Chase Ultimate Rewards
- Chase Sapphire Preferred® – Solid all-around card with bonuses up to 100,000 points in the past.
- Chase Sapphire Reserve® – Premium travel perks but higher annual fee; better only if you fully use the credits.
- Ink Business Preferred® – Historically offers up to 200,000 points; better for signup chasers than daily use.
Capital One Miles
- Capital One Venture X – $395/year with 2x miles on all purchases plus lounge access; 75,000-mile offer after $4,000 spend in 3 months.
- Capital One Venture X Business – Sometimes offers 150,000 miles after $30,000 spend in 3 months; best for heavy spenders.
Why These Cards Work for Aeroplan
By earning flexible points, you can:
- Take advantage of transfer bonuses to Aeroplan when they appear
- Keep your points safe from devaluation by having multiple redemption options
- Avoid locking points into a single airline program too early
Hotel Transfer Partners → Aeroplan Transfer (Generally Bad Value)
While you can transfer hotel points to Aeroplan, the value is almost always worse than using them for hotel stays.
- Hilton Honors: 10:1 ratio
- IHG: 5:1 ratio
- Marriott Bonvoy: 3:1 ratio (only exception worth considering—bonus 5,000 Aeroplan miles per 60,000 Bonvoy points transferred)
- Wyndham, Best Western, Choice: All 5:1 ratios or worse
Points.com
You can buy Aeroplan points through Points.com, but only:
- To top off your account for an immediate booking
- During high-percentage bonus sales
Never speculatively buy miles—devaluations happen.
Aeroplan Expiration Policy
Aeroplan miles expire after 18 months of inactivity.
To keep your account active, you can:
- Earn miles via flights or partners
- Redeem for a ticket
- Donate miles
- Transfer at least 1,000 credit card points into Aeroplan (counts as activity)
Redeeming Aeroplan Points
Best Uses
Aeroplan shines for long-haul business class redemptions:
- Houston → Tokyo on ANA: 75,000 points in business class
- Newark → Singapore on Singapore Airlines: 87,500 points in business class
Stopover Program
Add a stopover for up to 365 days for just 5,000 extra points—great for visiting two destinations on a one-way ticket.
United Polaris Note
United Polaris awards used to be a sweet spot at 70k one-way to Europe. Since switching to dynamic pricing, they’re less competitive, but other Star Alliance partners remain good value.
